Sean joined the mortgage industry shortly after arriving in Canada from Ireland in 1991. He started out with a leading international financial services company as a loan and mortgage officer. In late 1995, Sean moved to the mortgage brokering side of the finance industry and has been assisting Canadians with their mortgage financing needs ever since.
Sean’s 30 years of extensive experience have provided him with a wealth of knowledge when it comes to the many mortgage products in the marketplace today. At his disposal are more than 25 institutional lender partners that offer both 1st and 2nd mortgages. He also has access to a network of private lenders, who also offer 1st and 2nd mortgages, especially for clients who may have a need for funds in a hurry and a power of sale situation for a short period of time.
Sean’s private lenders are sophisticated investors with a long track record of many years of lending experience in the residential mortgage sector. Each of these investors is individually assessed by Sean, a mortgage broker, to fund mortgage financing.
Sean’s desire to constantly keep himself updated and focused on the industry, in general, is what keeps him amongst the most talented mortgage professionals in the industry today.
To ensure that we can assist our clients, we have taken steps to partner with lenders who provide funds to assist people in Whitby, Ontario who have unique financial situations.
At Hibernian Mortgage Services Corp, we understand that our business must be for everyone. We recognize that not all situations are the same, and therefore understand that "one size fits all" won't work. The reality is that not everyone is lucky enough to keep their once-perfect credit intact, especially more so during these challenging times.
We assist clients who face numerous challenges on a daily basis, such as:
Past or Current Credit Problems
House in Power of Sale
Property Tax Arrears
We offer a wide range of mortgage solutions for any situation including Power of SALE refinancing to prevent your existing lender from selling your family home, or a Debt Consolidation refinance to lower your overall outgoing monthly payments. Whether you are borrowing
in the long-term or in the short-term Hibernian has you covered.
Our Mortgage Solutions At A Glance
Most Lenders/Banks will mail you out a Mortgage renewal to sign, and hope that you sign it, without ever questioning the rate they are offering you, and in most cases, you will sign it and send it back in the belief your Lender/bank has offered you the best rate. NOT TRUE.
At Hibernian, we will ensure you get THAT best rate that you deserve, we can even LOCK in that rate for up to 120 days if necessary until your renewal date arrives.
For more information, please do not hesitate to call our office in Whitby, Ontario at 905-449-6803
Our Licensed professionals will be more than happy to answer your questions regarding your personal mortgage situation. You may also email us at
At Hibernian Mortgage, we can LOCK-IN TODAY'S best Mortgage rate for up to 120 days out from your renewal date. We will work with you to secure the lowest rate possible through our Lending partners that offer some of the lowest rates in the market. Renewing your Mortgage can be a stressful time, but even more so NOW with interest rates continually rising.
Call 905-665-3417 for RENEWALS and REFINANCES or email sean@hibernianmortgage.ca before signing ANY renewal offered to you from your Lender/Bank.
Our 5 yr Fixed Rate is currently 4.89% OAC.
Apply for OUR quick close 2nd Mortgage solution
Our popular 2nd Mortgage product comes with the option of having No Payments for 3, 6, or 12 months. The choice is yours. Interest rates for our 2nd mortgage solution start at 7.99% and can be used for any purpose including Income Tax Arrears, Property Tax Arrears, Debt restructuring, Home Renovations or to Purchase a vacation home. At Hibernian Mortgage we have the mortgage product to suit your needs.
We offer a wide range of mortgage solutions for any situation including Power of SALE refinancing to prevent your existing lender from selling your family home, or a Debt Consolidation refinance to lower your overall outgoing monthly payments. Whether you are borrowing
in the long-term or in the short-term Hibernian has you covered.
Our Mortgage Solutions At A Glance
Most Lenders/Banks will mail you out a Mortgage renewal to sign, and hope that you sign it, without ever questioning the rate they are offering you, and in most cases, you will sign it and send it back in the belief your Lender/bank has offered you the best rate. NOT TRUE.
At Hibernian, we will ensure you get THAT best rate that you deserve, we can even LOCK in that rate for up to 120 days if necessary until your renewal date arrives.
For more information, please do not hesitate to call our office in Whitby, Ontario at 905-449-6803
Our Licensed professionals will be more than happy to answer your questions regarding your personal mortgage situation. You may also email us at
At Hibernian Mortgage, we can LOCK-IN TODAY'S best Mortgage rate for up to 120 days out from your renewal date. We will work with you to secure the lowest rate possible through our Lending partners that offer some of the lowest rates in the market. Renewing your Mortgage can be a stressful time, but even more so NOW with interest rates continually rising.
Call 905-665-3417 for RENEWALS and REFINANCES or email sean@hibernianmortgage.ca before signing ANY renewal offered to you from your Lender/Bank.
Our 5 yr Fixed Rate is currently 4.89% OAC.
Apply for OUR quick close 2nd Mortgage solution
Our popular 2nd Mortgage product comes with the option of having No Payments for 3, 6, or 12 months. The choice is yours. Interest rates for our 2nd mortgage solution start at 7.99% and can be used for any purpose including Income Tax Arrears, Property Tax Arrears, Debt restructuring, Home Renovations or to Purchase a vacation home. At Hibernian Mortgage we have the mortgage product to suit your needs.